Portfolio products

Life account – linked to WIOF
Konto života („Life Account“), is an investment saving plan, offering a unique and attractive opportunity based on a specific approach of how the asset is administered. Its uniqueness lies in a controlled risk method of investment and assets are managed by Nord Europe Private Bank S.A. (“Nord Europe Private Bank“) based in Luxembourg, (a part of the French Banking group Crédit Mutuel Nord Europe and acts as the Asset Manager for its Private Banking activities. The Bank provides a wide range of financial and investment services to individuals and dedicated groups of individuals. Crédit Mutuel Nord Europe has been rated A+/A-1 by Standard & Poor’s, with a stable and long term perspective.) Life Account provides the investor with the means to build financial stability and offers a solution to your financial plans through regular investment.

Life Account Investment choices:

1. Pension saving gives the investor the opportunity to achieve financial independence before retirement. This is accomplished through 3 types of portfolios based on the investing time horizon (how long the investor would like to save). These 3 portfolios change with time during the saving program from a Dynamic portfolio to a Balanced portfolio to a Conservative portfolio.
2. Purpose saving enables the investor‘s financial plans to be fulfilled, having goals in the short and medium-term periods. This saving program offers 5 different portfolios – Growth, Global, Dynamic, Balanced and Conservative.

Strategie Konto Schweiz – linked to AIG Private Bank – managed WIOF SKS Portfolio
The WIOF – Strategie Konto Schweiz saving program is a special opportunity for the investor to create financial security. It is a sub-fund within the WIOF. The investments are managed by AIG Private Bank („AIG PB“).

AIG PB strives to offer fully integrated optimization of the investment strategy and investment tactics for the whole of the chosen investment term. What is wise for today may not be right for tomorrow. Therefore, our experts take care of any adjustments needed by fundamental changes in the market or the risk / return structure.

Strategie Accounts – tailored portfolio WIOF-linked products, e.g. risk graded; „star“ portfolios; local-bias portfolios
This product fund is no longer available for new investors.