Specialised products

We also offer a range of tailor-made specialised products for investors looking for an alternative investment solution. These include medium-term debt instruments such as our special index-linked corporate bond Zero Load and Capital Guaranteed Note.

Our innovative FlexMax product allows investors to make a number of investments, providing a wide choice of funds from a range of asset management companies to build up a portfolio specifically tailored to the investor’s personal risk profile and individual investment objectives. Assets are held in segregated client accounts with depositor protection, the product itself can be established as a Jersey Trust to help reduce or defer taxes, and the ring-fencing of assets in a trust provides additional protection. FlexMax can also be used as the investment vehicle in pension arrangements such as Qualifying Recognised Overseas Pension Scheme (QROPS) or a Self Invested Personal Pension (SIPP). FlexMax also provides a further option in that it can be used as an investment account allowing investment to predesigned portfolios or as a means to create your own portfolio.